Many HMO offer an individual types of options known as a point of services or " POS "health care plans . the primary case doctors in a POS plans usually make referral to other providess in the where aurt in the health plans . but in a POP plains members can refer them selvers out sides
the plans and stilling get we have to pay coinsurance .
If the doctors makes a refers out the network the health case plan pay all or most of the bill . if your refers your self to a out sides the network and the service is coverage by the health plans you will have to pay coinsurances .
PPO : Preferred Provider Organizations
The preferred provider organization or PPO is the combinations of traditionals fee for service and an HMO . likes an HMO there are the limations number of doctors and hospitals to choose from. when you use these provide most o f the sometime provides network of your medicals bills are covered .
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