Personal health insurance

                   Personal insurance products with health to reduce the risk of having to bear the costs for preventive care or medical bills as a result of illness or accident. Although provincial health plans provide coverage for many health spending there are the gaps that can have a significant impact on your finances. For example depending on the province or territory where you live, you may have to pay for:

• Prescription for the treatment of a chronic illness or serious health drugs
• Emergency medical services in another country
• Professionals such as physiotherapists to promote the well-being or help recovery from injury
• medical equipment to help mobility

You should consider personal health insurance if:

• You do not have the health benefits through your employer
• You lose group coverage
• Want additional benefits not offered by your employer plan
• Personal health coverage health supplement insurance products provided by their province. You must have health coverage for provincial insurance products eligible for personal health Sun Life Financial.

Sun Life Financial offers personal health insurance products: Personal Health Insurance and Choice protection. PHI is the medical assessment and provides higher levels than the CHC coverage. There is no medical evaluation for HCC, and must be applied within 60 days following the departure of a group insurance plan.

Basic plan

          Our lowest cost plan helps you budget for medical and dental needs basis.

• Reimbursement of 60% for prescription with an annual maximum of $ 750 medicines
• Reimbursement of 60% for additional health spending. With a maximum reimbursement of $ 25 per visit allied medical services at $ 250 per year per practitioner 60%
• Reimbursement of 60% for preventive dental care, with an annual maximum of $ 500
• coverage of semi-private hospital is optional. There is no coverage for vision care or emergency travel

Standard plan

             Our most popular plan includes expensive drugs, preventive medical and dental coverage optional Emergency Travel.

• For prescription drugs, 70% cash back for $ 7000 and 100% first payment for the next $ 93,000 per year of eligible expenses
• 100% reimbursement for supplementary health care. 100% reimbursement for allied medical services up to $ 300 per year per practitioner. 100% reimbursement for vision care, up to $ 150 every 2 years
• Emergency medical travel for the first 60 days of a trip and $ 1 million maximum life
• Coverage of preventive dental care option and semi-private hospital room

Enhanced plan

    Our most comprehensive coverage with maximum prescription greater than the coverage of standard and optional dental plan, including food services and orthodontic medicine.

• For prescription drugs, 80% cash back for the first tranche of $ 5,000 annual eligible expenses and 100% reimbursement of $ 245,000 next year of eligible expenses
• 100% reimbursement for supplementary health care. 100% reimbursement for allied medical services up to $ 400 per year per practitioner. 100% reimbursement for care of up to $ 200 for every 2 years
• Emergency medical travel for the first 60 days of a trip and $ 1 million maximum life
• dental coverage optional optional for treatment and preventive and corrective orthodontics and semi-private hospital room coverage