HEALTH INSURANCE PLAN & NETWORK TYPES

INSURANCE PLAN  & NETWORK

There are different types of market plan designed to meet the different health insurance needs. Some version of the plan types of suppliers or restricted advisable to get help from a network plan, doctors, hospitals, pharmacies and other health care providers. Others pay a larger share of the costs of suppliers outside the network plan.

Types of Marketplace plans
Depending on the number of plans available in your area, you can find the plans of all or any of these types of metal at each level - bronze, silver, gold and platinum.
Examples of the types of plans that are on the market:
Exclusive Provider Organization . 
Managed care plan, where services are covered only when doctors, specialists or hospitals in the plan's network is used.
Services Health Organization . 
A type of health insurance plan, which usually limits coverage care physicians who work or contract with the HMO. Generally, care will not be covered outside the network except in an emergency. HMO may require living or working in the service area to be eligible for coverage. HMO often provide comprehensive care and focus on prevention and wellness.

Point of Service .
type of plan where you pay less if you use doctors, hospitals and other health workers who belong to the plane of the net. POS plans require you to get a referral from your primary care health care in order to see a specialist.

Preferred Provider Organization .
A type of health plan, where you pay less if you use network providers plan. You can use doctors, hospitals and providers outside the network without a referral payment.